Risk landing on the home, real property, vehicles and personal belongings.
The FBI warned in May 2025 that end-of-life home routers are being taken over for criminal proxy networks, using malware that needs no password. What attackers actually want is your residential IP address. The eight settings that matter, why the guest network is the highest-value free change, and the backup rule that is the only answer to ransomware.
A magnitude 5.9 near Tokyo in August 2026 injured 37 people and knocked down no buildings — almost all of them hurt by furniture, doors and falls. In Northridge, deaths came from collapse but hospitalisations came from falling objects. Here is what the injury data says about securing a room, why the “Triangle of Life” is wrong, and the eight fixes that matter — four of which are free.
Most homeowners policies exclude flood entirely — and 29% of US flood claims came from outside the designated high-risk zones, where nobody is told they need it. The gaps that show up at claim time, and the two-hour job that fixes most of them.
Over 400 Americans a year die from carbon monoxide unrelated to fires. The symptoms impersonate flu — but CO causes no fever, affects everyone in the building at once, and eases when you leave the house. What actually distinguishes them.
The EPA gave water systems until 2034 to replace up to nine million lead service lines. How to find out in one minute whether yours is one of them, which filter specification actually matters, and why boiling makes lead worse rather than better.
Dampness affects an estimated 10–50% of homes, and the evidence linking it to asthma and respiratory infection is solid. But the visible mould is a symptom — and the sprays, anti-mould paints and test kits sold to treat it leave the cause untouched.
Cooking causes more home fires than anything else, and unattended equipment is 37% of them. Meanwhile 57% of home fire deaths happen where the smoke alarm was missing or dead — and 43% of failures were batteries someone removed.
US customers averaged 11 hours without power in 2024, double the previous decade — and 80% of it came from major events. What fails and when, why a battery beats a generator for most households, and the carbon monoxide rule that kills about 100 people a year.
Gas stoves raise indoor nitrogen dioxide by about 4 ppb — roughly three quarters of the WHO annual guideline on their own. What the peer-reviewed indoor air quality measurements found, why kitchen size matters more than the appliance, and which fixes actually work.
Full-scale fire experiments show a lithium-ion battery can charge quietly for hours, then go from first smoke to an unsurvivable room in about 30 seconds. What the data says about charging safely at home.
