Utility Shutoffs and Energy Insecurity: What the Evidence Shows
27% of US households struggled to meet their energy needs in 2020. What research shows about utility shutoffs, health, and whether protections work.
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Multi-Level Marketing: What the Evidence Shows
47% of US MLM participants lost money and 27% broke even. What surveys, FTC cases and experiments show about multi-level marketing and who pays.
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Overdraft Fees: What the Evidence Shows
9% of US checking accounts pay 79% of overdraft fees. What research shows about who pays, why alerts help only a little, and what happened to the CFPB fee cap.
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Payday Loans: What the Evidence Shows
More than 80% of US payday loans are rolled over within 14 days. But careful studies disagree on the harm, and bans push borrowers elsewhere. What the evidence shows.
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Money Mistakes Before a Dementia Diagnosis: What the Evidence Shows
Missed payments begin rising about six years before a dementia diagnosis, and confidence in managing money does not fall as ability does. What the evidence shows.
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Escalator Injuries: What the Evidence Shows
Escalator stories are about trapped feet, but most escalator injuries are falls, and most of the injured are older adults. What the evidence shows.
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Hospital Delirium in Older Adults: What the Evidence Shows
About 29% of older medical inpatients develop delirium, and many cases are missed. Prevention programmes cut cases by 43%, but did not reduce deaths. What the evidence shows on detection, dementia and treatment.
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Railway Level Crossing Deaths: What the Evidence Shows
US level crossing collisions fell by more than three-quarters between 1981 and 2010, then stopped falling. Gates and lights explain about a fifth of the decline. Who dies at crossings, which kinds are safest, and why the safest kind is not always chosen.
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Fear of Flying After Terror Attacks: What the Road Deaths Show
After 9/11 Americans drove instead of flying, and more died on the roads. The famous estimate is 1,500; published figures run from about 350 to 2,300. What the dread-risk research found, and why the second strike depends on the alternatives at hand.
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Hurricane Deaths: What the Official Count Misses
Official statistics record about 24 deaths per US hurricane. Excess-mortality studies find far more, in the months and years after the storm. What kills people directly, who dies later, and how much weight the biggest estimates can carry.
