Tools

Nine tools, one for each subject on this site. None of them scores you, because the numbers that would be needed to do that honestly do not exist yet.

Everything runs in your browser. Nothing you type is sent anywhere or stored.
MoneyDeposit Insurance Coverage CheckerHow much of your money sits inside the FDIC limits, and how much does not. Per depositor, per insured bank, per ownership category.HealthBlood Pressure Reading CheckTen conditions that decide whether a home reading means anything. The wrong cuff alone read 19.5 mmHg too high in a randomised trial.AccidentsHome Safety CheckFifteen measures with evidence behind them, across fire, carbon monoxide, lithium batteries and falls.CrimeAccount and Home Security CheckTen measures that hold up. Password rotation, fake cameras and paid identity monitoring are not among them.EnvironmentHome Environmental Risk CheckWildfire embers, flood water, heat and smoke. Thirteen items, and fans are deliberately not on the list.ManipulationManipulation Signals CheckObservable signals from research on dark patterns, romance scams and gaslighting. Here a tick is a warning, not a good sign.InfrastructurePower Cut and Water Advisory CheckWhat fails first in a long outage, and what kills. Two of the nine cannot be done once the power is off.SocialWhat the Social Risk Data Actually SaysNot a list of things to do. Eight findings on loneliness, redundancy and caring that run against the headlines.GeopoliticsTravel Risk CheckA government evacuation is billed as a loan, and an unpaid one can cost you your passport.

Why there is no overall score. A single number would need a weight for every hazard, and those weights would have to be invented. Other sites invent them. We would rather tell you that your deposits are $350,000 over the limit, or that you are doing four of the fifteen things that prevent house fires, because those statements can be checked.

Where the numbers come from. Every figure in every tool traces to a published rule or a published study, and each tool lists its sources at the foot. Where an article on this site found that a popular measure does not work, it is left off the list rather than quietly included.