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ROR Labs — Return on Risk
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  • ROR Labs cover: 0 seen unrestrained. A national survey watching real cars found no infants under one riding without a seat. A quarter of the babies who died in crashes were.
    Accident and Physical Hazard | Road and Vehicles

    Nobody Skips the Car Seat. The Deaths Are in the Exceptions.

    BySeung Hyoun Kim August 29, 2026October 4, 2026

    Observation surveys found no unrestrained infants on the road — yet a quarter of infant crash deaths were unrestrained. Car seats cut fatal injury risk 71% for babies. The stages, and the five installation mistakes that keep showing up.

    Read More Nobody Skips the Car Seat. The Deaths Are in the Exceptions.Continue

  • ROR Labs cover: 10-50% of homes are damp. The WHO range across Europe, North America, Australia, India and Japan. The mould is a symptom. The water is the problem.
    Accident and Physical Hazard | Home and Indoor Hazards

    The Mould Is Not the Problem. The Water Is.

    BySeung Hyoun Kim August 29, 2026October 4, 2026

    Dampness affects an estimated 10–50% of homes, and the evidence linking it to asthma and respiratory infection is solid. But the visible mould is a symptom — and the sprays, anti-mould paints and test kits sold to treat it leave the cause untouched.

    Read More The Mould Is Not the Problem. The Water Is.Continue

  • ROR Labs cover: 745,000 deaths in a year. WHO and ILO attributed that many deaths in one year to long working hours, through stroke and heart disease. The threshold is 55 hours.
    Health Risk | Sleep and Overwork

    Working 55 Hours a Week Has a Body Count

    BySeung Hyoun Kim August 29, 2026October 4, 2026

    The WHO and ILO attributed 745,000 deaths in a single year to long working hours — a 35% higher stroke risk at 55+ hours a week. And the WHO defines burnout as workplace stress that was not managed, which puts the failure somewhere other than your resilience.

    Read More Working 55 Hours a Week Has a Body CountContinue

  • ROR Labs cover: 90% wear a belt. And nearly half of the people who die in American crashes are not wearing one. The back seat is where the habit breaks.
    Accident and Physical Hazard | Road and Vehicles

    Half of the People Who Die in Crashes Were Not Wearing a Belt

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    US traffic deaths fell to 36,640 in 2025, the second-lowest rate on record. But among rear-seat occupants killed in crashes only 32% were belted, against 84% everyday use — and an unbelted passenger behind you is a danger to you.

    Read More Half of the People Who Die in Crashes Were Not Wearing a BeltContinue

  • ROR Labs cover: 1,714 heat deaths. Recorded US heat deaths in 2022, up from 297 in 2004. More than hurricanes and tornadoes combined, and almost always indoors.
    Environmental and Climate Risk | Heat and Cold

    Heat Kills More Americans Than Hurricanes. Almost Always Indoors.

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    Recorded US heat deaths rose from 297 in 2004 to 1,714 in 2022. In New York City records, none of the at-home heat-stress deaths had air conditioning in use — and a quarter had only a fan. Why a fan is not cooling, and what actually works.

    Read More Heat Kills More Americans Than Hurricanes. Almost Always Indoors.Continue

  • ROR Labs cover: 9 is the new limit. The US annual PM2.5 standard fell from 12 to 9 micrograms per cubic metre in February 2024. The WHO guideline is 5.
    Air Quality | Environmental and Climate Risk

    The Safe Level of Air Pollution Keeps Moving Down

    BySeung Hyoun Kim August 28, 2026October 6, 2026

    The EPA cut the PM2.5 standard from 12 to 9 in 2024 because studies kept finding harm below the old limit. Meanwhile wildfire smoke has reversed clean air progress in 35 states. What a HEPA filter measurably does — and what it cannot touch.

    Read More The Safe Level of Air Pollution Keeps Moving DownContinue

  • ROR Labs cover: 57% had no working alarm. That share of US home fire deaths happened with no smoke alarm or a dead one. Cooking is the leading cause of the fires themselves.
    Accident and Physical Hazard | Fire and Burns

    The Leading Cause of House Fires Is a Pan Nobody Is Watching

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    Cooking causes more home fires than anything else, and unattended equipment is 37% of them. Meanwhile 57% of home fire deaths happen where the smoke alarm was missing or dead — and 43% of failures were batteries someone removed.

    Read More The Leading Cause of House Fires Is a Pan Nobody Is WatchingContinue

  • ROR Labs cover: 1M people pooled. 16 studies, 1,005,791 people. Activity changed the sitting and mortality relationship. The standing desk did not.
    Health Risk | Heart, Blood and Circulation

    Sitting Is Not the New Smoking. The Standing Desk Did Not Help Either.

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    A million-person meta-analysis found that sitting eight hours a day raised mortality by 59% in inactive people and by almost nothing in active ones. Then 83,013 accelerometer-tracked adults showed standing more gave no cardiovascular benefit at all.

    Read More Sitting Is Not the New Smoking. The Standing Desk Did Not Help Either.Continue

  • ROR Labs cover: 11 hours dark — the 2024 US average, roughly double the previous decade.
    Infrastructure Risk | Power and Energy

    Power Outages Are Getting Longer. The Generator Is the Dangerous Part.

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    US customers averaged 11 hours without power in 2024, double the previous decade — and 80% of it came from major events. What fails and when, why a battery beats a generator for most households, and the carbon monoxide rule that kills about 100 people a year.

    Read More Power Outages Are Getting Longer. The Generator Is the Dangerous Part.Continue

  • ROR Labs cover: 0 phishing successes. One organisation moved more than 85,000 people to security keys and recorded none. The code texted to your phone does not do this.
    Accounts and Devices | Crime and Security Risk

    The Two-Factor Code on Your Phone Will Not Stop This

    BySeung Hyoun Kim August 28, 2026October 4, 2026

    US fraud losses hit $16 billion in 2025. The six-digit code texted to your phone can be relayed by a fake page in real time — and CISA ranks it last. What phishing-resistant authentication does differently, and the two free steps that matter most.

    Read More The Two-Factor Code on Your Phone Will Not Stop ThisContinue

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